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Personal, Professional & Affordable  Bankruptcy Attorney  Family Law Attorney
Des Moines, Iowa

Rebuild Your Credit Score

If you have recently filed bankruptcy, or if you are considering filing bankruptcy, you may have questions: "How soon will I be able to buy a house or a car?" "Will anyone lend me money again?" "I kept my car in the bankruptcy process, so why isn't my car payment reflected on my credit report now?" They all revolve around one crucial question: "Can I rehabilitate my credit after filing bankruptcy?"

At the Law Office of Tod J. Beavers, P.C., located in Des Moines, Iowa, we have listened to our clients' concerns and found answers. The fortunate truth is that your credit score can improve quickly after filing bankruptcy — if you take the correct steps. In partnership with 720 Credit Score, our attorney can ensure you take the steps needed towards credit restoration. Contact us today to schedule a free initial consultation.

720 CreditScore

How Does the 720 Credit Score Program Work?

Our law firm enrolls our new Chapter 7 bankruptcy and Chapter 13 bankruptcy clients into the 14-week online program, 7 Steps to a 720 Credit Score, for FREE after they file bankruptcy. By following the steps provided in the program, you take the necessary steps to rebuild your credit score efficiently, in approximately 24 months.

Fortunately, our law firm has an exclusive relationship with 720 Credit Score. If you purchased the program directly through 720creditscore.com, it would normally cost you approximately $1,000. For a limited time we are making this program available to our bankruptcy clients free of charge.

Program Highlights

Each week, you will receive an email inviting you to participate in a new topic. Examples of topics covered include:

  • How to rebuild your credit the right way
  • Which credit cards can hurt your credit score
  • How to re-establish your credit after a bankruptcy, foreclosure or short sale
  • The best way for married couples to acquire credit

You will have tasks that should take approximately 10 to 20 minutes a week. These tasks are all online and can be completed at your own pace. As an added value, the program offers beneficial information that you can share with your children.

A low credit score means that you might overpay on your homeowners and car insurance, your credit cards, and your mortgage. As you know, a higher credit score will increase your buying power, reduce your borrowing costs and prevent you from overpaying for a home, a car or even rent. Working in a program like 720 Credit Score, your credit can improve sooner than you think, despite obstacles and/or setbacks.

Home Ownership Is Possible After Bankruptcy

The Federal Housing Administration (FHA) recently changed their mortgage guidelines. In the past, prospective homeowners were required to wait three years after filing bankruptcy. Now, prospective buyers only need to wait for one year, provided they meet eligibility requirements. One of these requirements is showing an improved credit score, which the 720 Credit Score program can help you attain.

What if I Want to Build Better Credit but Have Not Filed Bankruptcy?

This program is available to people who want to improve their credit scores but do not need to file bankruptcy.

Would You Like to Schedule a Free Consultation With a Des Moines Lawyer to Learn More About the 720 Credit Score Education Program?

If you would like to learn more in a free initial consultation, call us at 515-875-4812 or contact us online.

Disclaimer: We are a debt-relief agency. We can help you file for Chapter 7 and Chapter 13 relief under the Bankruptcy Code.

Lawyer Tod J. Beavers. Personal, Professional and Affordable.

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Office Location

309 Court Avenue, Suite 201
Des Moines, Iowa 50309
Phone: 515-875-4812
Fax: 515-875-4813
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